If you’ve been injured in a car accident, you are probably in pain, stressed, and wondering what comes next. The days following an accident can be incredibly confusing and overwhelming, especially when you’re dealing with serious injuries.
However, it’s important that you know how to proceed because your actions after an accident can either support or damage your claim.
For this reason, our Fayetteville car accident lawyers at Niblock Law Firm have put together this list of the six most common mistakes we see people make that put their compensation in jeopardy.
#1: Skipping the Doctor
Choosing not to seek medical attention immediately after an accident is a big mistake. Not only can this negatively affect your health but it can also ruin your claim. Your medical records serve as an important piece of evidence that demonstrates how severely you were impacted by your car accident.
If you fail to be evaluated by a medical professional after your accident, it can cause the insurance company to believe that your injuries either aren’t serious or weren’t a result of the car wreck.
#2: Not Calling the Authorities
Another big mistake many people make after an accident is not calling the local authorities. It’s never wise to make a verbal agreement with the other party involved to handle the incident privately. This can lead to messy he said, she said situations. When police respond to an accident scene, they will file a police report. This document contains many important details about the accident and can support your claim later on. Oftentimes, insurance adjusters use the police report to help them determine who was at fault in your accident, which can directly affect the amount of compensation you may be entitled to.
#3: Admitting Fault
After a vehicle accident, many people feel the urge to apologize even if it wasn’t actually their fault. Whether it’s at the scene of the accident or days later in a conversation with an insurance adjuster, you should NEVER apologize or admit fault for any part of the accident.
Even if it truly wasn’t your fault and you’re just attempting to be kind, do not apologize at any point after a car wreck. Any admission of guilt or fault may later be used against you and could put your compensation at risk.
#4: Trusting the Insurance Adjuster
Putting too much trust in the insurance company is one of the biggest mistakes we see people make. After being hurt in an accident, many people assume an insurance company will cover their damages. After all, that’s what insurance is for, right? Unfortunately, it doesn’t always work that way.
Insurance adjusters are trained experts with one goal: to save their company money. With this in mind, they will look for any excuse they can to pay as little money as possible for your claim, even if it means cheating you out of the money you deserve.
Keep in mind that you aren’t obligated to speak with the other party’s insurance company after an accident and we recommend that you don’t. Our experienced Fayetteville car accident lawyers have been battling insurance companies for years and are familiar with how they operate. We can handle the insurance company so you can focus on your recovery!
#5: Settling Too Quickly
Being hurt in a car accident can lead to many expenses from medical bills to property damage. And if your injuries prevent you from working, you might not have a way to pay for your bills and support your family. Many of our clients are desperate to receive a settlement offer as soon as possible.
However, it’s so important to remember that the insurance company knows what a vulnerable situation you’re in and will use this to their advantage. Many times, they’ll make their first settlement offer purposefully low in hopes that you’ll feel pressured to accept and get the legal process over with.
While we know time is of the essence, we want you to receive the FULL amount you deserve for your injuries and other damages. Don’t make the mistake of settling too quickly. Consult our lawyers before you agree to any settlement offer. We’ll ensure you aren’t being taken advantage of and fight for the maximum amount you’re owed!
#6: Not Hiring an Attorney
Without legal representation, the insurance companies have the upper hand. They’ve been handling car accident claims for years while this is likely your first time. With a lawyer on your side, the insurance company will know you mean business. This can pressure them to make you a fair settlement offer.
Not to mention, an attorney can make the legal process much easier for you and your family. From collecting evidence to negotiating with the insurance adjusters, our attorneys at Niblock Law Firm can walk you through every step of the way.
Avoid These Mistakes. Call Us for Help
As you can see, there are many mistakes you can make after a car accident that can damage your claim. If you’re dealing with serious injuries after an accident that wasn’t your fault, call our law office today. We can help you avoid these common mistakes!
Our legal team has helped countless injured victims in Fayetteville and surrounding Arkansas communities obtain the money they deserved. Call our office today at (479) 521-5510 or fill out our free case evaluation form online to schedule a free consultation.